AES-256 Encryption
All financial entries and sensitive credentials are encrypted both in transit and at rest.
Zero Data Selling
We never sell or monetize your personal spending history, budgets, or travel logs to third parties.
Full Control
Export or permanently delete your account and all associated expense data anytime with one click.
1Information We Collect
When you use WalletIX (via our web application or Android mobile app), we collect information to provide seamless expense tracking, multi-currency trip planning, and group bill splits:
- Account Data: Your name, email address, profile preferences, and currency settings created during account registration.
- Financial & Expense Entries: User-logged expenses, income entries, categories, receipt attachments, trip itineraries, and split group balances.
- Device & Usage Information: Device model, app version, IP address, and anonymized diagnostic crash logs to ensure optimal performance.
2How We Use Your Data
We use your information exclusively to power WalletIX features:
- Calculate daily spending totals, budget alerts, and real-time category breakdowns.
- Compute accurate multi-currency conversions for travel trip budgets.
- Calculate minimal debt settlements among members in split groups.
- Synchronize offline expense drafts when reconnecting to internet.
- Provide security verification and send critical account notifications.
3Data Storage & Encryption Standards
All data transmitted between your device and WalletIX servers is secured using SSL/TLS encryption. Sensitive financial entries are stored using AES-256 bit encryption. Offline mode stores encrypted local snapshots on your device using secure storage primitives.
4Your Privacy Rights & Data Deletion
You retain complete ownership of your data under applicable global privacy laws (including GDPR and CCPA):
- Export Data: Download all your expenses, trips, and splits in CSV format at any time from Settings.
- Account Deletion: Permanently delete your WalletIX account and wipe all stored cloud records directly from the app.
5Contact Us
If you have any questions regarding this Privacy Policy or data security, please reach out to our privacy officer: